Investments Beginners Guide

Investing 101: Getting Started

Investing your savings can be confusing at first, but it doesn't have to be (especially when sticking with a low-risk investment strategy). I will share with you an easy to follow strategy guide for getting started, as well as a few digital tools I use which help me make good investment decisions. But first I'll show you my 2025 Profit & Loss stats, that I beat the DJI and S&P500 Index, and that I nearly made 82% "winning" decisions last year (because the proof is in the pudding😉).

Download Webull (free to use online broker with premium features). Mobile app and desktop versions available.

Even if you're hesitant about throwing money into a stock, Webull offers NO-RISK paper-trading. Basically, you get to "pretend" to buy stocks at current rates and track how well your decisions would have done for you if you were to have made real investments. Practice makes perfect! 

When you're ready to get started, link your account to your bank and make an initial deposit, or transfer from another brokerage (check current online promotions for deposit or transfer bonuses!).

After you initiate your deposit transfer, you'll have the option to rest your funds in a cash management account that earns interest. Before even investing into stocks, you're earning money! 

Next I would explore the Watch List tab at the bottom left (on mobile) and add the stocks you're interested in. Choose industries/companies you're familiar with and follow trends. You can set price alerts to notify you when stocks rise or fall! 

Investing into individual stocks can often be risky and more volatile. I'd rather recommend investing into ETF stocks that contain a few of your interested stocks, as it diversifies the gains and risks. Some of the SAFEST and most popular ETFs include VOO and VOOG. Each pay respectable quarterly dividends, but their real value comes from long-term capital growth. VOO earned 14% Cumulative returns and VOOG earned 20% in 2025!

These stocks you could "set and forget" or drip your dividends/excess savings into each month and feel secure that you're earning a good return. 

However, this year I explored some high yield monthly/weekly dividend ETF stocks and was able to earn even HIGHER returns! Those need monitored a bit more regularly so I would categorize that strategy in an Intermediate Investing Guide (coming soon).

(Top 3 Revealed to Escapers Discord Members)

Whether you want to actively trade or set and forget your savings in stocks/accounts that earn high interest, Webull is an easy to use brokerage app that makes it easy to purchase stocks and more! Signing up through the links in this article can earn you some free fractional shares or other promotional bonuses offered by Webull!